FAQs

Eligibility depends on the product and SECAP’s assessment. Personal-loan applicants generally need valid identification, a verifiable income source, proof of address and to pass affordability and credit checks. Business applicants may need business registration documents, statements showing cash flow, evidence of operations and any required security or guarantee.

Use the “Apply for a loan” button to begin the approved digital application journey, or contact the SECAP team for assistance. You may be asked to submit supporting documents for assessment.

Typical requirements include valid identification, proof of income or business cash flow, proof of address, current contact details and product-specific documents. SECAP may request further documentation depending on the facility.

A decision time depends on the product, the completeness of your documents and the necessary checks. SECAP will communicate the next steps and any requirements clearly.

Please refer to your individual offer and repayment schedule. If you are considering early repayment, contact SECAP so the applicable balance and terms can be confirmed.